Purchase order financing
Companies looking to purchase pre-sold inventory to meet sales demands can find short-term capital with a purchase order finance program.
Our programs can include:
- Facilities ranging from $500,000 to $50 million or more
- Advance rates up to 100% of the cost of the required pre-sold inventory
- Letters of credit and other short-term funding options for goods purchased domestically or internationally
Purchase order financing can be an ideal solution for importers, exporters, distributors, and wholesalers when:
- Growth outpaces available working capital
- Seasonal sales spikes strain cash flow
- Working capital must be preserved for critical operations
Purchase order financing is unique in that it is supplemental. It can work in tandem with a company’s existing credit facilities, providing:
- An alternative to overadvances
- Additional accounts receivable that can be leveraged
- A solution to complex cash flow needs stemming from seasonality, lack of open terms from suppliers, or limitations on loans against inventory in-transit
- An equity alternative to avoid loss of ownership and operational control
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